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HNB revives 100 MSME businesses with Rs. 10 Mn Grant…

Consolidating its efforts to revive the economy at the grassroots, Sri Lanka’s leading private sector bank, HNB PLC, allocated Rs. 10 million as a grant fund for 100 microfinance entrepreneurs under its flagship ‘Oba Venuwen Api’ initiative to rebuild their businesses.

Established by the HNB Sustainability Foundation, the grant aims to provide upto Rs. 100,000 as financial assistance to select microfinance customers, enabling them to strengthen their businesses, and ultimately working towards achieving SME status.

“In a year marked by extraordinary challenges, this initiative is essential for businesses seeking capital to re-establish their operations. With our decades-long commitment to microfinance and the SME sector, we recognise the importance of scaling up our support, providing financial assistance and enhancing financial literacy to uplift grassroots entrepreneurs. We expect our customers will make optimal use of this grant, whether for working capital, recapitalising their business, or getting back on their feet,” HNB MD/CEO Jonathan Alles said.

Working through the well-established Gami Pubuduwa network, HNB has disbursed Rs. 30 million to 300 microfinance customers across the island since the fund’s inception in 2020. Supporting critical sectors through the initiative, the bank disbursed close to 70% of the grant fund to entrepreneurs in the agricultural (25%), manufacturing (46%) and other industries (29%) industries.

“Empowering grassroots entrepreneurs isn’t just a mission; it is our ethos. We envision long-term growth and resilience for our customers through this initiative as it sows the seeds of sustainable entrepreneurship, all while nurturing a strong sense of community and empowerment at the centre of our efforts,” HNB DGM Sustainability & Corporate Communication, L. Chiranthi Cooray, said.

Sharing his experience with HNB N.G.T.C Samantha, a grant fund recipient and entrepreneur manufacturing socks in Kaduwela, said: “My business was affected mainly by the pandemic. I had no orders as most worked from home, and even the children did not have to attend school for many months. HNB helped me identify and look at new avenues to sell my products, which ensured my business continued.”

K. K. Dias, a Gami Pubuduwa entrepreneur and recipient of the grant, speaking about his long history with the bank said: “I was there when the HNB branch was opened in Kiribathgoda; it was also the first day that I started working with the bank. Over the past 15 years, I have been supported with not just capital but with sound advice to expand my business. The pandemic, followed by the economic crisis, is a harsh business landscape that leaves us no time to recover. HNB has been very supportive during this period by working with me to reschedule and restructure my loans. I am thankful to be chosen as one of the entrepreneurs for the grant.”

The very first private sector commercial bank to enter the MSME sector to foster growth and wealth creation in Sri Lanka’s rural economy, HNB successfully pioneered a vibrant model for microfinance. Utilising its extensive network of Gami Pubuduwa officers stationed across the island, the bank cultivated trust and long-lasting relationships with entrepreneurs that extend beyond capital and include vital advisory services and training programmes designed to enhance financial literacy, strengthen enterprises and facilitate export opportunities.

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3 COMMENTS

  1. Lebensmittel für mehr TestosteronEine nährstoffreiche Ernährung mit gesunden Fetten, Zink, Vitamin D und
    Magnesium sowie der Verzicht auf Zucker können den Testosteronspiegel positiv beeinflussen wie bspw.
    Mageres Fleisch, Fisch, Eier, Nüsse, Avocados sowie
    grünes Gemüse. Durch Berührungen wie beispielsweise bei Massagen wird das sogenannte Kuschelhormon Oxytocin ausgeschüttet.
    Außerdem werden durch Berührungen zusätzlichen Glückshormone freigesetzt, die auch
    einen positiven Einfluss auf die Libido haben.
    Es ist wichtig zu verstehen, dass niedrige Testosteronwerte mehr
    als nur ein Hindernis beim Muskelaufbau darstellen können; sie können auch deine Energielevel beeinträchtigen und zu
    Stimmungsschwankungen führen. Daher lohnt es sich definitiv, deinen Testosteronspiegel
    im Auge zu behalten. Dieses mächtige Hormon spielt eine zentrale Rolle im Prozess des Muskelaufbaus und beeinflusst nicht nur, wie schnell
    wir Muskelmasse gewinnen können, sondern auch unsere
    Kraft und Erholungszeit. Es lohnt sich definitiv genauer hinzuschauen und herauszufinden ob vielleicht auch dein Energiehaushalt von deinem Testosteronspiegel beeinflusst wird.

    Auch die Jungs von manngesundheit.de beschäftigen sich ganz allgemein mit Testosteron. Den Testosteronspiegel steigern ist also dringend nötig, da er ansonsten immer weiter abfällt.
    Wir nehmen zu viele Kalorien zu uns, unser Körper bekommt nicht genug Proteine und unser Stoffwechsel ist
    eingeschlafen. Unsere Technology ist zu einer schlaffen Gruppe
    Sesselpupser verkommen, die zum Essen nur den Kühlschrank öffnen, oder das Useful bedienen muss.

    Vor allem die körperliche Gesundheit leidet unter der
    Abwesenheit von Angststörung Testosteron.
    Übergewicht, ein Mangel an Muskelmasse und fehlende Ausdauer machen sich breit.
    Es ist vollkommen natürlich, dass nicht jeder Mann den selben Testosteronspiegel hat.

    Das Vermeiden von Elektrosmog kann laut aktuellen Studien das Testosteron steigern. Wie wirksam diese Methode tatsächlich ist, kann derzeit noch nicht abgeschätzt
    werden. Fast alle Nüsse mit einer Ausnahme
    (Macadamia Nüsse) sind sehr reich an mehrfach ungesättigten Fettsäuren. Deinen Zinkbedarf mit natürlichen Lebensmitteln zu decken ist immer die erste Wahl.
    Solltest du dir damit schwertun, dann kannst du auch auf ein Zink-Supplement zurückgreifen. Um das Testosteron zu
    steigern, sollte der Fokus auf einfach ungesättigten Fettsäuren liegen.
    Mehrfach ungesättigte Fettsäuren oder Transfette sollten (wenn möglich)
    reduziert werden.
    Im Verlauf der Wechseljahre einer Frau lässt die Aktivität der Eierstöcke nach, was ein langsames
    Absinken des Testosteron- und Östrogenspiegels zur Folge hat.
    Diese hormonelle Umstellung kann zu verschiedenen Beschwerden führen und steht in Verbindung mit einem erhöhten Risiko an Osteoporose (Knochenschwund) zu erkranken. Obwohl
    Sport vorteilhaft ist, ist es wichtig zu beachten, dass Überanstrengung den gegenteiligen Effekt haben kann.
    Sie kann nämlich den Cortisolspiegel (Stresshormon) ansteigen lassen und den Testosteronspiegel senken. Ein ausgewogenes Verhältnis zwischen intensivem Coaching und
    angemessener Erholung ist daher von entscheidender Bedeutung.
    Viele gesundheitliche Probleme sind auf Nährstoffmangel
    zurückzuführen.
    Hätten wir keine Lust, dann würden wir uns auch nicht fortpflanzen und
    das wäre ziemlich fatal. Der Wunsch, die Libido steigern zu wollen, kommt additionally nicht von irgendwo, denn eine gesunde Lust ist eine Art Aushängeschild für unsere Gesundheit.
    Deshalb sollte jeder Mensch wissen, wie hoch sein Körperfettanteil ist und was sein Wert zu bedeuten hat.
    Die reibungslose Funktionalität unseres Körpers ist unser wichtigstes Intestine.
    Ein erhöhter Cortisolspiegel, wodurch das Testosteron gesenkt wird.
    Bekommt dein Körper ohnehin schon zu wenig Zink, dann kann häufiges Masturbieren einen Zinkmangel verstärken.
    Das Testosteron ist ferner wichtig, um rote Blutkörperchen zu bilden.
    Liegt ein Testosteronmangel vor, kann dies eine
    eher weibliche hüftbetonte Fettverteilung zur Folge haben. Aber auch der Penis und das Skrotum (Hodensack) benötigen zu ihrer Entwicklung Testosteron. Wenn die Pubertät beginnt,
    kommt es normalerweise, nachdem die ersten Samenzellen produziert wurden, auch
    zum ersten Samenerguss. Testosteron ist ein zentrales Androgenhormon, das in erster Linie in den Hoden bei Männern und in den Eierstöcken bei Frauen produziert wird.

    Es ist nicht nur für die Entwicklung der männlichen Geschlechtsmerkmale verantwortlich, sondern spielt auch eine entscheidende Rolle beim Muskelaufbau,
    der Knochenstärkung und der Stimmungsregulation. Ein ausgewogener
    Testosteronspiegel unterstützt den Stoffwechsel, fördert
    die Herzgesundheit und wirkt sich positiv auf das allgemeine Wohlbefinden aus.

    Zink, Vitamin D und Omega-3-Fettsäuren sind nur einige der Nährstoffe, die deine
    Testosteronproduktion ankurbeln können. Eine ausgewogene Ernährung reich an Vitalstoffen kann einen positiven Einfluss auf deinen Testosteronspiegel haben. Informiere dich intestine
    über natürliche Methoden zur Steigerung des Testosterons
    sowie mögliche medizinische Therapien und finde heraus
    was am besten zu deinem Lebensstil passt. Dabei wird dein Testosteronspiegel gemessen und
    mit den Durchschnittswerten verglichen. Die Reise des Verständnisses und der Optimierung deines Testosteronspiegels kann komplex sein.
    Es ist jedoch weitere Forschung nötig, um definitive Aussagen darüber
    treffen zu können. Im Folgenden führen wir einige wichtige Aspekte an, die
    dazu beitragen, den eigenen Testosteronspiegel zu erhöhen und somit die Fettverbrennung (und das Muskelwachstum)
    anzukurbeln. Personen mit einem höheren Testosteronspiegel nehmen schneller ab als diejenigen, die einen niedrigeren Spiegel
    dieses Hormons aufweisen.

  2. Furthermore, a study published in “Sports Activities Drugs” discovered
    that incorporating squatting into a resistance
    coaching program led to an increase in testosterone ranges in male athletes.
    The researchers counsel that this increase could
    additionally be due to the total stress placed on the body
    during squatting, resulting in an adaptive response that features an increase in testosterone production. If the practical benefits aren’t convincing enough to get us to the
    squat rack, maybe the hormonal advantages shall be.
    Compound workout routines such as the squat are known for rising
    testosterone however do squats really enhance your
    testosterone?
    In reality, with totally different squat variations, you get your workout goals in your fist without the puddling of boredom.
    But doing the same workout daily would make you run away from
    the health heart. Squats and testosterone relation isn’t the only fascinating factor
    out here. High bodybuilders come throughout totally different
    kinds of injuries within the early days. People have all the time been squatting
    from the time they are born to learning to face and walk.
    Surprisingly, the exercises are intense enough to advertise testosterone and HGH secretion. However, the variations
    of the same workouts have shown promising outcomes.

    For example, instead of performing high-repetition sets
    with lighter weights, go for decrease repetitions (around
    6-8) with heavier weights that you could only lift another name for steroids [kaiftravels.com]
    the desired variety of repetitions. This type of training stimulates muscle development and
    testosterone release extra effectively. When it comes to maximizing
    testosterone production via leg training classes, there isn’t any one-size-fits-all strategy.
    Nonetheless, there are some basic tips that can help optimize your exercises
    for max testosterone launch. In this text, we are going to
    discover the frequency and duration of leg training classes and the way they’ll influence testosterone ranges.
    Though general resistance coaching has proven to extend testosterone,
    power training will increase it even more (4).
    Nonetheless, current analysis highlights the significant influence of exercise-based interventions on improving
    quality of life27,39,forty,41,forty two,43. The major goal was to ensure participants remained engaged in core-strengthening exercises for the whole 5-minute session, even if they needed temporary pauses or modified actions.
    The total variety of repetitions or the duration of continuous train was recorded for each
    participant, with any modifications duly noted. It is value noting that artificially growing testosterone ranges via the usage
    of anabolic steroids or testosterone replacement remedy can have
    serious well being penalties. These methods ought to solely be pursued under the supervision of a professional
    medical skilled.
    When you take on the very demanding 20 reps squat exercise, you will not only be constructing
    quad and glute strength, however additionally,
    you will be bettering muscular endurance. Nonetheless, different research have found that high-volume coaching with more
    reps is actually simpler than low-volume heavy training with fewer
    reps for maximizing strength. Not only is Platz identified for his ripped quads with an immaculate, chiseled,
    teardrop shape, however he was also in a place
    to put those sturdy legs to make use of, squatting 525 kilos for an unimaginable 23 reps.
    The workout can be sometimes referred to as 20 reps respiratory squats since you are ready to take a full breath or pause on the top of each squat.

    The exertion of your muscle tissue to push or pull weights releases a
    flood of anabolic hormones into your bloodstream, including testosterone.
    This helps enhance your body composition, construct extra muscle, and lose more fat.
    There are advantages to doing 100 squats a day, but some analysis suggests that significant enhancements in physique fat proportion, power, and
    muscle mass are seen in untrained individuals. This will help you warm up your muscles, get the blood
    flowing and increase you range of motion. For novices, we suggest a full body split,
    which means you should aim to do squats 2-3 times a week.
    But for intermediate to advanced lifters, it’ll rely in your training
    plan. If your leg muscle tissue are already sizable and you spend
    a complete workout crushing them, then they will want a great 4-5 days to recovery, by which you’ll do just fine coaching them as
    quickly as every week.
    Performing squats with heavy weights and low repetitions is the best approach to maximize testosterone production. Nonetheless,
    it is very important prioritize correct type and
    approach to attenuate the chance of damage. Incorporating different compound workouts right into a coaching program also can help optimize
    testosterone ranges and promote total muscle progress.
    Proper form prominence of the split squat occurs if you really
    feel it in your quads and glutes. The function of the again of your leg (hamstrings
    and calves) gets labored too, nevertheless it works more as a stabilizing muscle.
    Firstly, it’s necessary to know how testosterone is produced in the
    body. Testosterone is primarily synthesized within the testes in men and in smaller
    amounts within the ovaries and adrenal glands in women. The manufacturing of testosterone is
    regulated by a fancy interaction of hormones and enzymes.
    Exercise, together with several other components such as vitamin and sleep, can influence the manufacturing and launch of testosterone.
    If you are good at squats and deadlifts, then right here is nice information,
    your testosterone ranges are at a secure range.

    If you want to increase your testosterone ranges, I assume you’re much better off looking at
    the food you eat, the train you do and the means in which you reside your life.
    Drive by way of the entrance foot, return to beginning position and repeat with the same leg.
    Your motion back as much as this position may be swifter than the controlled lower, as lengthy
    as you’ll have the ability to maintain stability.
    This enhance in testosterone can result in higher muscle gains and improved general energy.
    Several research have investigated the results of resistance training, including
    weighted and body weight workouts, on testosterone ranges.
    One examine revealed in the Journal of Energy and Conditioning Analysis compared the hormonal responses to both weighted and bodyweight squats in a gaggle of resistance-trained males.
    The researchers found that each types of squats resulted in an acute improve in testosterone ranges immediately after the exercise.
    However, the rise was barely larger in the weighted squat
    group in comparison with the body weight squat group.

  3. Wellness panel blood checks are for males of all ages to permit them to make
    choices based mostly on their current well being toward their healthcare targets
    or goals decided by their physician. Blood exams are a vital a
    part of a diagnostic process and play a significant role in chalking out apt treatment plans.
    The annual exam is a chance to debate any concerns along with your
    physician, see how nicely you’re managing any persistent situations, and set health goals.

    It helps your doctor perceive the large picture
    regarding your health.
    It’s value understanding the signs of iron deficiency in order that you
    understand if you would possibly need an iron, TIBC, and/or ferritin panel
    within the first place. In its earliest phases, iron deficiency anemia doesn’t current any noticeable symptoms, or the signs may be
    so gentle you could ignore them. However, as iron shops deplete and purple blood cells suffer, signs could turn into extra extreme
    [6]. A full blood count, also called a CBC , often would not give all of the
    answers about a analysis. Outcomes exterior
    the anticipated range might or could not need follow-up.
    A health care supplier may need to take a look at the outcomes of
    other checks as properly as the outcomes of a CBC .

    High ferritin levels could additionally potentially point out
    certain types of cancer [5].Ferritin take a look at results are measured in micrograms
    per liter (mcg/L) [5]. We are on a mission to make lab exams simple and
    affordable for our group, which is why we now have
    launched our first at-home lab exams for COVID-19
    testing and our Gingivitis screening package. However,
    it’s essential to note that the specific tests performed during a wellness examination may
    range from individual to individual. If your physician ordered the test,
    you would possibly have a follow-up appointment, or
    your doctor’s office might contact you by telephone.

    Test outcomes may also be out there via an online health portal.
    With house take a look at kits, the results are additionally often obtainable via a safe online platform.

    The company might ask you to open an account that enables the lab to notify
    you when your sample is received, and the outcomes are prepared.

    These checks are essential in detecting the presence of sexually transmitted infections
    and illnesses that will in any other case go unnoticed due to lack of signs.
    A Basic health panel blood take a look at is crucial to sustaining good health.

    It involves a collection of checks that assess your overall wellness by
    examining varied well being markers in your blood. This panel typically
    contains tests like the Full Blood Count (CBC), Lipid Panel, Fundamental Metabolic Panel (BMP), and Liver Function Check (LFT).

    Every of these exams helps provide a complete
    view of your health, enabling early detection of potential issues.

    For an ENA take a look at, a member of your well being
    care team takes a blood sample by inserting a needle right into a
    blood vessel, called a vein, in your arm.
    If your health care team is only using the blood sample for an ENA check, you
    presumably can eat and drink as traditional earlier than the test.
    If the blood pattern may be used for extra tests, you would possibly must not
    eat, referred to as fast, for a time before the
    check. The ENA take a look at could be a step that your health care group uses
    to diagnose ailments where the physique’s immune system assaults healthy tissues,
    referred to as autoimmune ailments. This is as a outcome of the ENA
    check is a panel of 4 to 6 blood exams taken from a blood pattern. Measures the levels of leukocyte esterase, an enzyme present in most white blood cells,
    which indicates the presence of white blood cells in urine.
    Measures MCHC ranges, the typical weight of hemoglobin primarily
    based on the volume of red blood cells.
    These infections are often silent negative affects of steroids their onset and devastating of their consequences.
    However they pose vital challenges to disease management – alongside stigma, isolation, and even social inequities.
    No Long Delays – Testing usually takes a quantity of minutesand
    your results can be found within 1-2 days. After the blood
    check, you may notice some bruising around the space.

    We’re excited to share the newest updates from OnDemand with you.
    This thyroid take a look at package deal can reveal insights into your general health.
    View your easy-to-read outcomes online in your
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    It’s essential to speak to your healthcare supplier about which
    checks are best for you primarily based on your particular person risk factors and sexual history.
    Physical Exam Your medical specialist will review your medical history, ask about
    present healthcare points and examine important signs
    corresponding to heartbeat, reflexes, and extra. A girls’s wellness exam might embody
    an evaluation of your urine to examine for kidney infections or pregnancy.
    If you have anemia, your hematocrit could additionally be low,
    while dehydration could trigger it to be excessive.
    Hematocrit levels additionally may signal a blood or bone marrow
    dysfunction.
    These checks look at elements such as what quantity of pink blood cells you might have and the well being of your blood cells.
    Comprehensive metabolic panel (CMP) is a collection of blood checks that give
    your doctor a snapshot of your body’s liver and kidney function, and electrolytes.
    It’s also known as a chemistry panel of Chem-14, chemistry 14, or chemistry display screen. A full blood rely (or FBC, but in addition generally referred to as a “complete blood count” or
    “full blood examination”) is a typical take a
    look at that looks at someone’s total health via their
    blood. Docs use it to identify a wide selection of medical conditions or
    problems with the body’s immune system. Right Here,
    we’ll go over exactly what kind of things
    an FBC measures, what the results can spotlight, and how they’re interpreted.

    Some checks — similar to full blood rely exams, fundamental metabolic panels, full metabolic panels and electrolyte panels — check on several different components in your blood on the identical time.

    We additionally don’t recommend that they wear sunscreen throughout this time, because it prevents absorption of the
    UVB rays needed to transform ldl cholesterol to vitamin D.
    This information hyperlink isn’t an permitted
    platform for personally identifiable information (PII) or protected well being info (PHI).
    Do not share medical/clinical data or real-time medical emergencies by way of
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    response. If you’re experiencing a real-time medical emergency, stop and name 9-1-1.

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